Summer is a time for adventure, whether you’re traveling across the country, exploring nearby cities, or heading overseas. But while you’re relaxing and making memories, it’s important not to let financial hiccups ruin your plans. Debit card problems can quickly turn a fun trip into a stressful situation.

To help you stay protected, Patterson State Bank has put together these essential summer travel tips and debit card security guidelines so you can travel with confidence and peace of mind.

1. Notify Your Bank Before You Go

One of the most important travel banking tips is to let your bank know when and where you’ll be traveling. Using your debit card in a new location—especially out of state or internationally—can trigger fraud alerts and lead to your card being blocked. Avoid this hassle by informing Patterson State Bank of your travel dates and destinations in advance.

2. Keep Your Contact Info Up to Date

Make sure your phone number and email address are current with Patterson State Bank. This allows us to quickly reach you if any unusual activity is detected on your account—helping prevent or minimize debit card issues while traveling.

3. Carry a Backup Payment Method

Even with the best planning, issues can arise. Always carry a backup—such as a credit card or some cash—for emergency purchases. Having multiple payment options is a smart part of any travel money management strategy.

4. Use ATMs Wisely

If you need to withdraw cash, choose ATMs in secure, well-lit areas—preferably at bank branches or inside trusted businesses. Avoid standalone machines, which are more vulnerable to card skimming.

Patterson State Bank customers can access fee-free ATMs across a wide area through the Community Cash Network. This network includes hundreds of ATM locations throughout Louisiana and surrounding states, helping you avoid ATM fees and reduce the risk of fraud while on the go.

You can find nearby ATM locations before or during your trip by using the Community Cash ATM locator tool.

5. Set Up Mobile Banking Alerts

Monitoring your account activity in real time can help you spot suspicious charges early. Use Patterson State Bank’s mobile app to set up mobile banking alerts for transactions, low balances, or unusual activity. This is one of the most effective tools for travel debit card safety.

6. Be Cautious with Public Wi-Fi

Public Wi-Fi networks are convenient but not always secure. When you’re traveling, avoid logging into your bank account on public networks at hotels, airports, or cafés. If you need to check your account, use a secure cellular connection instead to help ensure secure debit card use on vacation.

7. Keep Your Card and PIN Safe

Always protect your debit card and never share your PIN. When entering your PIN at ATMs or point-of-sale terminals, shield the keypad to prevent others from seeing your entry. These simple steps go a long way in maintaining debit card security.

8. Monitor Your Account Frequently

While you’re traveling, make it a habit to check your account daily. Spotting unauthorized activity early means you can report it and take action right away. With the Patterson State Bank mobile app, staying on top of your finances is quick and easy.

9. Know How to Reach Us

Keep our customer service number saved in your phone, and know how to get in touch in case your card is lost, stolen, or compromised. Patterson State Bank is here to support you at home and wherever your travels take you.

10. Plan Ahead for International Travel

If you’re traveling abroad, find out if your debit card works internationally and if any foreign transaction fees apply. Also, check if your card is chip-and-PIN compatible for smoother transactions in other countries.

Enjoy Worry-Free Travel This Summer

A little preparation can go a long way in avoiding debit card fraud or access issues while you’re away. At Patterson State Bank, we’re committed to helping you enjoy your trip with confidence, knowing your money is safe and accessible.

Ready to travel smart and secure?
Contact us today at 985-395-6131 or visit pattersonstatebank.com to notify us of your travel plans and explore our mobile banking tools.

Have a safe and memorable summer from all of us at Patterson State Bank!