Personal Loans

  1. Home
  2. /
  3. Lending
  4. /
  5. Personal

Patterson State Bank has been making dreams come true, one loan at a time, since 1925.

We offer personal loans Patterson LA for just about anything. Whether you are in the market for a vehicle, planning your dream vacation or just want to consolidate debt, we have your solution. Let our loan professionals design a loan that fits your needs and a payment plan that fits your budget.

Types Of Personal Loans Offered:

Auto Loans

Auto Loans

Cars, trucks, SUVs, ATVs…if it has wheels, we have a loan that will get you rolling in no time!

N

Competitive rates for new or used vehicles

N

Flexible finance terms to fit your budget

Payment Protection to ensure payments will continue to be made in the event of death or disability

Personal Loans/Lines of Credit

Personal Loans/Lines of Credit

When life happens and it needs to be financed, we can help. Big or small, we can customize a loan that fits your specific need with affordable payments.

Competitive rates on a loan that is unique to you.

These are just a few examples:

N

Debt consolidation

N

New or used vehicle

N

Medical expenses

N

Dream vacation

N

Wedding

N

Unexpected expenses

Payment Protection to ensure payments will continue to be made in the event of death or disability

Overdraft Protection Solutions

Line of Credit

Occasional overdrafts and unexpected opportunities happen. If you want to avoid overdraft fees on your checking account and have the peace of mind that your checks and debit card transactions will be honored, apply for our Overdraft Protection Line of Credit.

Overdraft Privilege

While we don’t encourage overdrafts, we do know that accidents happen and offer a solution to avoid the costly fees of returned checks as well as the embarrassment and inconvenience of being declined at the checkout. By choosing Overdraft Privilege, you give us permission to honor your checks and bill pay transactions, at our discretion, and allow your account to go negative. Also, if you opt-in to overdraft services for debit cards, you give us permission to allow debit card and ATM transactions to result in a negative balance. You will owe an overdraft fee to the bank for each overdrawn item but will avoid the merchant’s returned-check fee and will stay in good standing with the people you do business with.

Call Now ButtonGive Us A Call