Health Savings Account

Are you enrolled in a qualified high-deductible health plan? If so, our Health Savings Account is a great way to manage your healthcare expenses. Save for future medical expenses by making tax-exempt contributions, and enjoy earning interest on the balance
in your account.




  • Only $25 to open
  • No monthly maintenance fee
  • Unlimited check writing
  • Competitive interest rate earned on your entire account balance

Lagniappe

Regular Savings

Saving for a rainy day is easier with a PSB Savings Account, where you earn a competitive interest rate while retaining access to your funds.

 




  • Only $50 to open
  • Low $200 minimum balance to avoid $3 monthly maintenance fee
  • No minimum balance requirements for minor savings accounts
  • Two FREE withdrawals per month
  • Competitive interest rate earned on your entire account balance

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Christmas Club Savings

Just in the of Nick of time! Throughout the year, why not save for holiday gift giving or extraordinary expenses with a Christmas Club Savings Account.

Each year, in October, we mail our Christmas Club customers a check for their
contributions.

 




  • Only $20 to open
  • No monthly maintenance fee
  • Direct deduction from your PSB checking account can be arranged for your convenience

Lagniappe

Certificate of Deposit

Looking for a low risk way to save money but with a higher rate of return than a traditional savings account? We have many CDs ranging from 6 to 60 months to choose from and are certain there is a term that fits your savings goals.

 



 

6 Month Certificate

 




 

12 Month Certificate

 




 

18 Month Certificate

 




 

24 Month Certificate

 




 

36 Month Certificate

 




 

48 Month Certificate

 




 

60 Month Certificate

 




 

  • Only $1,000 to open
  • No monthly maintenance fee
  • Competitive interest rates
  • Terms from 6 months to 60 months available
  • Interest can be deposited directly into your PSB checking account, added back to certificate or sent by check for cashing

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Minor Savings

It’s never too early to start saving!  Open an interest earning account and help prepare a child for the future.

 




  • Only $10 to open
  • Minor must have a social security number
  • No minimum balance required
  • No monthly maintenance fee
  • Two FREE withdrawals per monthly statement cycle
  • Direct deduction from your PSB checking account can be arranged for your convenience

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