Personal Savings Account
Health Savings Account
Are you enrolled in a qualified high-deductible health plan? If so, our Health Savings Account is a great way to manage your healthcare expenses. Save for future medical expenses by making tax-exempt contributions, and enjoy earning interest on the balance in your account.
* HSA is subject to IRS requirements
Only $25 to open
No monthly maintenance fee
Unlimited check writing
Competitive interest rate earned on your entire account balance
Regular Savings
Saving for a rainy day is easier with a PSB Savings Account, where you earn a competitive interest rate while retaining access to your funds.
Only $50 to open
Low $200 minimum balance to avoid $3 monthly maintenance fee
No minimum balance requirements for minor savings accounts
Two FREE withdrawals per month
Competitive interest rate earned on your entire account balance
Christmas Club Savings
Just in the of Nick of time! Throughout the year, why not save for holiday gift giving or extraordinary expenses with a Christmas Club Savings Account.
Christmas Club account funds are disbursed annually in October.
Only $20 to open
No monthly maintenance fee
Direct deduction from your PSB checking account can be arranged for your convenience
Certificate of Deposit
Looking for a low risk way to save money but with a higher rate of return than a traditional savings account? We have many CDs ranging from 6 to 60 months to choose from and are certain there is a term that fits your savings goals.
6 Month Certificate
12 Month Certificate
18 Month Certificate
24 Month Certificate
36 Month Certificate
48 Month Certificate
60 Month Certificate
Only $1,000 to open
No monthly maintenance fee
Competitive interest rates
Terms from 6 months to 60 months available
Interest can be deposited directly into your PSB checking account, added back to certificate or sent by check for cashing
Minor Savings
It’s never too early to start saving! Open an interest earning account and help prepare a child for the future.
Only $10 to open
Minor must have a social security number
No minimum balance required
No monthly maintenance fee
Two FREE withdrawals per monthly statement cycle
Direct deduction from your PSB checking account can be arranged for your convenience
* Lagniappe is subject to additional terms and conditions and/or fees including internet provider and data charges.
