Lending
Personal Bank Loans
Auto/Boat Loans
If you’re ready to get moving, we have a loan that can make it happen! We have competitive rates and flexible finance terms to fit your budget.
These are just a few examples:
Autos
Boats/Jet Skis
RVs/Campers
Motorcycles
ATVs
Payment Protection to ensure payments will continue to be made in the event of death or disability
Personal Loans/Lines of Credit
When life happens and it needs to be financed, we can help. Big or small, we can customize a loan that fits your specific need with affordable payments.
Competitive rates on a loan that is unique to you.
These are just a few examples:
Debt consolidation
New or used vehicle
Medical expenses
Dream vacation
Wedding
Unexpected expenses
Payment Protection to ensure payments will continue to be made in the event of death or disability
Mortgage Loans
Home Mortgage Loans
PSB understands that buying or building a home or refinancing your existing mortgage can be one of the largest financial commitments you will ever make, and our Home Loan Specialists are committed to helping make your dream of home ownership a reality.
Competitive rates and low down payment options for home purchase, construction or refinance
Applies to primary residence, vacation home or investment property
Many financing options available:
Fixed rate mortgage
First-time homebuyer
Construction loan
Home Equity Loans/Lines
Homeownership is a longterm commitment and with that comes benefits. Our Home Equity Loans and Lines of Credit can be used for a wide range of purposes. We offer competitive rates and since this loan may be tax deductible (consult your tax advisor), could provide you a lower cost way to borrow!
These are just a few examples:
Home repair or remodel
New vehicle
Swimming Pool
Debt consolidation
Education expenses
Family vacation
Land Loans
Finding the perfect piece of land is the first step in building your dream home. The next step is financing, and that is where we can help. Land loans provide short term financing in order to purchase the property on which you intend to build your new home.
Raw Land Loans
Developed Lot Loans*
*We offer 100% financing to qualified borrowers who want to purchase a developed lot for their future home.
Business Bank Loans
Business Loans
Competitive rates on a loan that is unique to you.
These are just a few examples:
Long Term & Short Term Working Capital
Equipment Purchases
Building Improvements
Business Expansion
Business Line of Credit
We understand how critical successful local business is to our economy. We also know that business owners need the flexibility of responding to the ever-changing needs of their business. Our Business Line of Credit gives you purchasing power when you need it most.
Competitive rates on a loan that is unique to you.
These are just a few examples:
Short Term Working Capital
Payroll
Seasonal Purchases
Commercial Real Estate
Whether you need to buy or build a new facility or improve or expand your existing one, we have the right solution for your next step.
* All loans are subject to credit approval
