Personalized Land Loans
Explore raw land and developed lot loans at Patterson State Bank
Finding the ideal piece of land is your first step toward turning your dream home into a reality.
The next step: securing financing.
Patterson State Bank offers specialized short-term loans tailored for buying the perfect land for your vision, and our dedicated team is here to guide you every step of the way.
Discover the best land loan for your needs!
Developed Lot Loans
Our developed lot loans are designed for those eager to start building. These lots come prepared with essential utilities and infrastructure, so you won’t have to wait long to start your build.
Your vision can take shape quickly, and you can create your ideal home as soon as possible.
Raw Land Loans
Our raw land loans allow you to take all the time you need to craft your vision meticulously.
Design your dream home from the ground up to perfectly match your needs and style.
With these loans, creative freedom is at your fingertips.
We’re proud to offer 100% financing to qualified borrowers who want to purchase a developed lot for their future home.
How to apply for a land loan
Here’s a quick look at how easy it is to apply for a land loan with Patterson State Bank.
Application
To begin, we’ll need some key information about your home financing needs
Property Information
Next, tell us all about the property you’re looking to purchase or refinance.
Borrower Information
We’ll also need some general information about your employment, assets, and other sources of income.
Liabilities
We may inquire about your existing debts, including credit cards, installment loans, and mortgages.
Loan Selection
Based on the information provided, we’ll assist you in choosing the most suitable loan program for your needs.
Don’t forget to check out our Getting Prepared page for tips on the documents you’ll need to speed up your loan application.
Ready to purchase that piece of land you’ve had your eye on?
Begin your land loan application today!