Almost everyone is now reliant on technology in their day-to-day life. Glued to their phone or laptop, they now want a way to access their accounts more efficiently. Who doesn’t like making life easier?

There’s no denying that over the last few years banking has been transformed by technology. From mobile banking to online banking, there is now software that allows you to view and use your checking account at the touch of a button.

But that’s not the only benefit that comes with electronic banking technology. You can also:

Pay Bills Easier

Standing in a queue line waiting or writing checks to pay for your bills is quickly becoming a thing of the past. With online banking, you can easily pay for your monthly bills such as credit card and utility bills. You can also set up a standing order to ensure that the money is paid to the company without fail. At PSB, we offer this as part of our electronic banking service. Saving you time, effort and money, it will give you more time to spend with your friends and family.

Transfer Funds Easily

If you need to transfer money to one of your friends or family members, you can do so via your phone or laptop!  Online banking and apps that are linked to your bank account can help.  With some, after selecting the amount that you want to transfer and submitting your request, the money will appear in their account in as little as 30 minutes.

For example, if one of your friends owes you money, you can use an application such as Zelle when you are on the move. The application works by sending your friend a request asking them to pay the amount they owe. All you need is their email address or US phone number. The money will appear in your PSB account when they pay you via the request link.

View Electronic Statements

Through online or mobile banking you can view the same information as a paper statement, and you can view your account transactions more quickly than if you waited for a physical statement. Not only does it provide you with protections of your personal financial information and decrease the risk of ID theft, it is also better for the environment.

Email or Text Alerts

Another benefit of mobile banking and online banking is that you can set up email or text alerts. These can inform you of things such as any transferred money, your daily balance, and if you have a low balance in your account. This convenience makes it easier to budget your spending and keep up with your account.  It can also make you aware of unauthorized transactions because you are able to be more engaged with your account.

What Community Banks Can Offer You

It’s not only the national banks that offer these modern tech conveniences to their customers – community banks now do too! Here at Patterson State Bank, we offer all this technology while retaining the personal service our customers love and that serves them better.

Community banks are increasing the number of electronic banking services they have to offer, giving you great tech services that rival those of national banks, but with local folks that you know and that are part of your community!

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