Do you walk around your backyard and dream of floating in a pool? Do you dream of a different kitchen – maybe open concept, maybe with new appliances? Do you make your way up your driveway and see peeling paint and a roof that needs replacing? We have all been there and know that most homeowners feel that making a move is the only solution.

We talk to many people who have these dreams but the thought of moving out of a home that has just as many great features and family memories is a nightmare. There is a win-win solution…don’t move, just improve!

How? With a Home Equity Loan or Line of Credit! Buying a home is a big commitment but with it comes benefits and one of those is equity. Having equity comes in handy when it’s time to make renovations like adding on or finally getting that pool you’ve always dreamed of!

Typically, a Home Equity Loan or Line of Credit will come with interest rates lower than other options, such as credit cards or personal loans. There could also be tax advantages, so check with your tax advisor.

We understand that for most people, home improvements can feel overwhelming. That’s why our Home Loan Specialists are dedicated to helping you every step of the way. We offer FREE Mortgage Loan reviews as well as a FREE, no obligation, pre-qualification application. Another advantage of choosing Patterson State Bank? Our loan decisions aren’t made by a group of bankers in another town…they are made right here, at home, by bankers you know by name.

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