How to create a monthly budget
Using a monthly budget to keep track of your spending can be a helpful tool to show you where your money is going and help keep you on target to reach your financial goals. A budget can also give you a better visual of what you can actually afford, and areas where you...
Identity Theft & Protection Awareness
Identity theft occurs when your personal or financial information is used without your permission to commit fraud. Identity theft can lead to financial loss, damaged credit, and cost you time as you try to restore your credit. The time it takes to fix the issue can be...
Budget Tips for the Holidays
Patterson State Bank wants to make your holiday season merry and stress-free by sharing these great budget tips that will help keep you on track with your spending. Review last year’s spending How much did you spend on holiday shopping last year? Taking an inventory...
Get Smart About Credit – Credit 101
Finances are part of adult life. You’ll need them to support your lifestyle and pay bills such as rent, utility, school fees, and other personal needs. If you also run a business, you need money to buy new inventory, pay pending bills and wages, and settle other...