Loan Production Team

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5 Important Questions When Choosing Your New Home

Moving into your own place can be exciting and frightening at the same time. At Patterson State Bank, we suggest considering the following questions when choosing your new home.

1. How much money do you have saved for a down payment?
Start with an evaluation of your financial health. Figure out how much money you have […]

6 Tips for Improving Your Credit Score

A crucial step of purchasing a home is ensuring that you have good credit history. At Patterson State Bank, we suggest the following 6 tips to improve your credit score.

1. Request a copy of your credit report and make sure it is correct.
Your credit report illustrates your credit performance, and it needs to be […]