College students have a lot on their plates—from classes and exams to study breaks and social commitments. Time is valuable and convenience is key.

Fortunately, Patterson State Bank offers accounts and services to help make things a little easier. Here are just a few of the best options for college students looking to manage their money:

Online Banking

Online options have been a welcome offering to college students, who are able to capitalize upon the feature to manage their accounts day or night. Not only is online banking convenient, but it’s also a great way to save time. College students can use online banking to do their banking on their own schedule, without having to work around bank hours. And because online banking is typically faster than traditional banking, students can get their banking done in a fraction of the time.

Mobile Banking

Similar to online banking, mobile banking has ushered in a new era of convenience for college students.  With a few taps on their smartphones, students can check their account balances, transfer money, and more. This is especially helpful for those who are always on the go and need to be able to access their finances at a moment’s notice.


Gone are the days of paper statements cluttering up your room or getting lost in the mail. With eStatements, you can view your account balance and transactions online anytime, anywhere. This is not only environmentally friendly, but it’s also a great way for students to keep track of their spending.

Online Bill Pay

No one likes paying bills, but it’s a necessary evil. With online bill pay, students can take care of all their bills in one place, without having to worry about stamps, envelopes, or late fees. This is a great way to save time and stay organized.

Mobile Deposit

Depositing a check used to mean a trip to the bank, but now it can be done from the comfort of your own home (or dorm). With mobile deposit, you can simply take a picture of your check and deposit it into your account. This is a great time-saver for busy students.

ATM Access

In case of an emergency, it’s important to have access to cash. With ATM access, students can withdraw cash from their account whenever they need it, without having to pay any fees. This is a great way to make sure you always have access to the money you need.

Sending Money With Zelle®

Zelle® is a fast and easy way to send money to friends, family and others you trust. All you need is an email address or U.S. mobile phone number, and you can send money to people you know who have a bank account in the U.S.

For college students, this is a great way to split the cost of rent, utilities, groceries, and more. And because the money is sent directly from bank account to bank account, there’s no need to worry about carrying cash or dealing with physical checks.

These are just a few of the ways that college students can save time with banking. With so many demands on their time, any little bit helps.

If you’re a college student looking for a fast, convenient way to manage your finances, look no further than the comprehensive suite of features offered by Patterson State Bank.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Mobile carrier fees may apply.

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