Free Checking Accounts
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Your Money Your Way with Free Checking
At Patterson State Bank, we believe banking should be simple, convenient, and built around you. That’s why we offer truly free checking accounts for both individuals and businesses—no hidden fees, no minimum balance requirements, and no strings attached. Whether you’re managing everyday spending or running a growing business, our Free Checking Accounts are designed to keep your money working for you. Experience the freedom of banking locally with a team that puts your needs first.

FREE Personal Checking
If you’re looking for FREE and more, this is the account for you. An account with no monthly service charge AND the convenient services to make your banking simple: all FREE!
No minimum to open
No monthly maintenance fee
No minimum balance
Unlimited check writing
And more

FREE Business Checking
Our FREE Business Checking account is perfect for small businesses, sole proprietorships and non-profits. It’s designed to help your business reduce monthly fees and increase efficiencies. With no monthly service charge and free convenience services, you have more time to do what you do best: run your business!
No minimum to open
No monthly maintenance fee
No minimum balance
Unlimited check writing
And more
Not sure if Free Checking is the right fit?
We’re here to help you find the account that meets your needs. Stop by a branch or talk with a banker today.