Mortgage Loans

Fuel your homeownership dreams with competitive
& flexible mortgage solution

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Patterson State Bank – Trusted Mortgage Lender Since 1925

Your personalized path to homeownership

At PSB, we understand that everyone’s journey to homeownership is unique. That’s why our home loan specialists are more than lenders; they’re your trusted partners. We tailor our services to your specific needs and circumstances, whether you’re a first-time buyer, a seasoned homeowner, or looking to refinance.

Our ultimate goal? Personalized solutions that seamlessly align with your financial well-being and homeownership goals. From pre-qualification to closing and beyond – trust that you’re in capable hands every step of the way.

Ideal for a primary residence or vacation home

Our competitive rates and low down payment options extend beyond traditional primary residences to include second homes too.

We recognize the importance of diversifying your real estate portfolio and offer tailored financing solutions to support your objectives.

With PSB, you can confidently explore opportunities across various property types knowing that you’ll receive the same exceptional service and financial benefits, no matter what.

Competitive rates & low down payment options

At PSB, we understand that securing favorable rates and manageable down payment options are paramount to making your homeownership dreams a reality.

We offer competitive mortgage rates, making sure that you get the best possible deal for your home purchase, construction project, or refinancing needs.

Plus, our flexible down payment options empower you to take the first step towards owning your dream home without unnecessary financial strain.

Your home mortgage loan options

Fixed-Rate Mortgage

Get stability with our fixed-rate mortgage. We offer a consistent interest rate throughout the loan term, empowering you to plan your budget confidently without worrying about market fluctuations.

First-Time Homebuyer Loan

Take advantage of low down payment requirements and competitive interest rates with our first-time homebuyer loan. Our dedicated team provides personalized guidance to make your homeownership journey as seamless and rewarding as possible.

Construction Loan

Build your dream home with financing for land acquisition and construction costs. Our flexible terms and experienced team ensure a smooth construction process from planning to completion.

Start your journey with PSB
and turn your homeownership dreams into reality